Are Layer 2’s Dead? Experts Say Polygon, Arbitrum and Optimism Will Be Pushed Aside By New PayFi Crypto

While Polygon crypto has helped scale Ethereum activity for years, some analysts now believe that layer 2 projects may begin to lose ground. A new PayFi crypto known as Remittix is gaining attention, with claims that it offers faster transactions and a more user-friendly structure compared to Arbitrum (ARB) and Optimism (OP). Here’s why:

Remittix Overcomes Layer 2 Networks in One Swing

Remittix is drawing attention for its technical design that prioritizes interoperability across digital payment systems. Unlike typical Layer 2 networks, Remittix operates on a hybrid consensus mechanism that blends delegated proof-of-stake with transaction batching.

Its on-chain architecture supports native stablecoin issuance, but more notably, it’s equipped for compliance-layer integrations. Developers can deploy smart contracts with built-in KYC flags, giving fintechs and remittance apps granular control over user flows without compromising decentralization.

Remittix nodes are designed for low-resource environments, with validators able to operate on minimal compute. Future updates will likely introduce interoperability modules for CBDCs and regional stablecoins, extending use cases beyond P2P transfers. Governance remains off-chain for now but is expected to migrate to token-weighted proposals once ecosystem maturity allows.

Is Polygon Crypto’s Growth Stalling?

Polygon’s (POL) recent performance raises concerns. Despite a 4.4% quarter-over-quarter increase in daily active addresses, the number of new addresses declined by 16.2%, indicating potential stagnation in user growth. POL has also fallen 80% from its all-time high of $1.28 in March 2024. Over the past year, POL has lost 60.8% of its value.

Source: CoinMarketCap

Moreover, POL has decreased by 3.80% against the US Dollar, 4.29% against Bitcoin, and 3.26% against Ethereum in the last 24 hours. The token’s high annual inflation rate of 3,422.61% is alarming, with 5.51 billion POL tokens created in the last year.

Arbitrum Sinks Deeper as Projections Remain Bleak

Arbitrum (ARB) continues to face challenges in the second quarter of 2025. The token has declined 47% year-to-date, reaching $0.457 on May 13, 2025. Analysts project its price to range between $0.18 and $0.65 for the year, reflecting a bearish outlook. Despite the greed of the global market, ARB appears to be out of steam.

Source: CoinMarketCap

In the Layer 2 market, Arbitrum still vies for dominance over a $64.42 billion DeFi market. While Arbitrum retains most of its liquidity on-chain, its competitors are rapidly expanding, potentially eroding its market share. Sentiments around ARB remain negative as the Chaikin Money Flow (CMF) has dropped below zero.

Analysts Lack Optimism Over OP Trajectory

While breaking the $0.85 neckline should suggest a potential bullish reversal for OP, the token’s stability remains precarious. A failure to maintain this level could see OP retrace to $0.78 or even $0.70, undermining short-term gains.

Moreover, Base, built on Optimism’s technology, now competes directly, rewarding Coinbase more than OP stakeholders. Approximately 50% of OP holders face losses, indicating a market vulnerable to shifts. Without a clear advantage in the Layer 2 race and with internal structural concerns, Optimism’s path forward appears fraught with obstacles.

Conclusion

Remittix is a complete PayFi framework built for what Layer 2s can’t do. As Polygon, Arbitrum, and Optimism struggle with inflation and unclear value capture, Remittix is gaining ground with real payment tools and a compliance-ready design. Right now, Remittix is running a $250,000 giveaway as part of its token presale. At just $0.0757 per RTX, it’s an exceptional chance to start earning serious wealth from PayFi.

Discover the future of PayFi with Remittix by checking out their presale here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix